It’s Too Heavy

If you borrowed money to pay for school, your first question might be how best to pay off your student loans. The short answer is that there’s no magic bullet, but there are definitely things you can do to make paying back education debt easier.

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Student loan debt reached an all-time high of 1.41 trillion in 2019 so you’re not alone. A growing segment of the economy is devoted to helping Americans figure out how to pay off student debt, and there’s a lot to learn Start by reading this overview to understand the basics. Then learn about and consider various options, such as loan consolidation, loan deferment or forbearance and think about how you will work paying student loans into other financial goals, such as saving for a down payment on a home. There are even plans that allow for loan forgiveness.

Now, review these nine tips to help you get a handle on your student loans—and even pay them off faster.